Aliexpress Payment Methods: Which Is Best for You in 2024

Which payment method on Aliexpress is the best one in 2024? This is a question you must know if you are buying or plan to buy from Aliexpress.

Aliexpress is a well-known international B2C marketplace. On Aliexpress, there is a wide range of products at low prices. Therefore, consumers worldwide come to this platform to shop for what they need. And many retailers and dropshippers come here to source products . To cater to these customers, Aliexpress accepts multiple payment methods.

In this article, we will analyze some important payment methods Aliexpress takes to help you choose the best one.

Let’s dive in.

Is it safe to pay on Aliexpress?

Aliexpress is a company owned by the Alibaba Group, one of the world’s largest retailers and e-commerce companies. Alibaba Group is also one of the biggest venture capital firms and investment corporations in the world. As a subsidiary of Alibaba, Aliexpress is certainly legit and safe to use.

In addition, Aliexpress itself is one of the most influential marketplaces around the world. There are some buyer protection policies in place to ensure safe payments.

For example, Aliexpress sets a rule of Money Back Guarantee. This rule allows you to get your money back when the item you received is not as described, or the item is not delivered in the promised time.

Lastly, Aliexpress.com is a website with the HTTPS technique adopted. That means data from buyers is encrypted. You can rest assured that it is safe to pay on this site.

What payment methods does Aliexpress accept

Aliexpress accepts multiple payment methods to facilitate buyers’ payments.

Here are some of them.

1. Alipay

Alipay is a payment solution for online sites and mobile payments. Though developed for Chinese users, this payment gateway has been available in many regions outside of China now. 

Alipay is free to use. And when you pay via Alipay, you can get discounts from Alipay Bonus on your purchases. 

To use this method, you need to sign up on the official website or app of Alipay. After that, you add your debit or credit card, like cards from Visa, Master, Maestro, JCB, and Amex. Then you can pay with Alipay at checkout without entering your card information.

Pros:

Available in many regions in the world

Get free bonus when paying via Alipay

Free to use

Cons:

Not available in all countries

A bit hard to register and top up without a China bank account

2. PayPal

PayPal is another payment method on Aliexpress. Though you may hear about some occasional frauds of PayPal, it is still a secure payment option many consumers in western countries prefer. The fraud protection policy is in place to safeguard your payment. In addition, PayPal encrypts your bank or credit card information to keep your information safe.

However, at present, you can pay with PayPal only in countries including the United States, the United Kingdom, Spain, Portugal, French, Italy, Germany, Israel, Netherland, Poland, Norway, Sweden, Saudi Arabia, and the United Arab Emirates.

When your order amount is less than $20, you need to pay a $0.8 commission fee; Otherwise, you need to pay a 4% commission fee. It is a bit expensive to pay with PayPal if the volume of your payment is high.

Pros:

A widely used payment option

Low to zero order amount threshold

Pay later when your order amount reaches $30

Provide buyer protection

Cons:

Available in a limited number of countries on Aliexpress

High commission fees

Learn about How to Pay With PayPal on Aliexpress

3. Google Pay

Google Pay is a payment service provided by Google. It is very easy to use. With this payment method, you can use the cards saved to your Google Account to pay. Or you can add a new debit or credit card to your Google Pay account, and then pay for your purchases when you shop on Aliexpress.

Google Pay is a secure payment way as well. With built-in authentication, transaction encryption, and fraud protection, it ensures you peace of mind to pay on Aliexpress.

But with this payment option, you will be charged a 1.5% fee or $0.31 if you transfer less than $20.70 with a debit card. And you need to wait 3-5 days for payment processing if you pay through a bank account transfer.

Pros:

Easy to use

Provide fraud protection

Fast processing time with debit cards

Cons:

Long processing time with credit cards

A transaction fee is charged if your total payment is less than $20.70

4. WebMoney

Aliexpress takes WebMoney as an alternative payment method. WebMoney provides an electronic wallet service that is accessible to customers worldwide. With this payment option, you can make direct payments to others while the money is held in a secure system until the transaction is completed.
Each transaction made through WebMoney incurs a fee of 0.8%. Additionally, Aliexpress sellers only accept payments in US dollars when using WebMoney.
AIthough WebMoney has some payment protection in place, it may not be as reliable as more popular payment methods such as Alipay and PayPal.

Pros:

With an escrow system for payment security

Widely used in some European countries

User-friendly interface

Easy to top up

Cons:

A fee of 0.8% is charged for each transaction

Not available in all countries

Not as reliable as Alipay and PayPal

5. Western Union

Western Union is one of the payment options accepted on Aliexpress. This transaction service provider allows you to transfer money globally. It is safe to use with an encrypted system and the commitment to keep your data safe.
However, when using Western Union on Aliexpress, there is a minimum payment threshold of US$20. And only consumer to business payment is acceptable (consumer to consumer payment will be rejected).

Pros:

Easy to sign up

Free and safe to use

Available in a wide range of countries

Cons:

With a minimum payment threshold

Only consumer to business payment is acceptable

6. Klarna

Klarna is a digital transaction service provider accessible to Aliexpress users. It is now available in countries including Germany, Austria, Netherlands, and Finland on Aliexpress.

You can pay with Klarna when you spend 0.2 to 1500 EUR on products from Aliexpress sellers. And there are 4 flexible payment options for you.

• Pay now You pay in full for your purchase instantly
• Pay in 4 You split the cost of your purchase into 4 payments, paid every 2 weeks
• Pay in 30 days You pay in 30 days once the merchant confirms the shipment of your order
• Financing You buy now and pay monthly within up to 24 months since the item is delivered

Just choose one that best fits you at the checkout. But remember that Klarna will charge late fees if you fail to pay on the due date. This could also hurt your credit.

Pros:

A low threshold of the order amount

Free fee for on-time payments with pay-later services

Allow you to enjoy high-value goods before the full payment

Cons:

Accepted by Aliexpress in only a few countries

Your credit may be affected when you don’t pay on the due date

7. Debit or Credit Card

Debit and credit cards are one of the most common payment methods used for Aliexpress payment. This method is easy to apply and allows you to pay without registering on a third-party service app or website. In this case, it is beneficial to keep your data safe. However, there is still a chance for fraud if the bank takes limited fraud protection.

To add your bank card on Aliexpress, you should fill in your card number, cardholder name, expiry date, and CVV. Cards accepted include Visa, Master, Maestro, Amex, JCB, Diners Club, Discover, MIR, Hiper, ELO, and TROY. If you want to avoid the hassle of entering your card number every time, you can save your card details.

Pros:

A common payment method

Multiple bank cards are accepted depending on your country

No need to expose your information to a transfer service provider

Cons:

Limited protection against fraud

Enter your card information at the checkout

8. Bank Transfer

Aliexpress supports bank transfer as a payment way. In this way, money is transferred from one account directly to another account. Having been widely applied for a long time, bank transfer proves a secure method for transitions.

But be mindful that Aliexpress only accepts transitions with US dollars if you take this payment method. And bank transfer is accessible when your order amount is not less than US$20. Some banks may charge you a transaction fee.

Pros:

A common payment method

Safe to use

Cons:

Long processing time

A high threshold of the order amount

A transaction fee may be charged per payment

9. Cash On Delivery

Cash on delivery(COD) is not a common payment method on Aliexpress. This method allows you to pay when your goods are delivered at doors. It is currently available in Saudi Arabia. Only an order which costs $7~$253 can be paid with COD. Aliexpress also charges you an additional service fee of $7 for each COD order.

The benefit could be that you don’t need to pay the moment you place the order. Plus, you have access to free Aliexpress Direct shipping service if your order is over $50.

Pros:

Allow you to check the product before payment

Little chance for fraud

Free of charge for transaction

Cons:

Only available in Saudi Arabia

An additional service fee may be charged on delivery

Other payment methods on Aliexpress

Except for the payment methods above, some other methods works for Aliexpress buyers as well, such as Yandex, Carte Blue, PayU, Doku, and Boleto. You may use one of them when you are located in the country where it is available.

Aliexpress payment methods by country

Country	Payment methods
The United States	bank cards PayPal Google Pay
Canada	bank cards PayPal
Brazil	Pix Pay in installments bank cards Boleto PayPal Google Pay
Pakistan	bank cards
Mexico	Mercado pago bank cards PayPal
France	bank cards PayPal Google Pay
Germany	bank cards PayPal Sofort Bank Google Pay Klarna GiroPay
The United Kindom	bank cards PayPal Google Pay
Russia	bank cards
Poland	bank cards Google Pay PayU P24 PayPo BLIK
Spain	bank cards Google Pay PayPal Bizum
Singapore	bank cards
Australia	bank cards PayPal
Philippines	bank cards
Malaysia	bank cards
Netherlands	bank cards PayPal Google Pay iDeal Klarna
Portugal	bank cards PayPal Google Pay

Which is the best payment method on Aliexpress?

Though there are such an array of payment methods for your choice, they are not all available to you. Which to use largely depends on your location and order amount. Therefore, it is hard to tell you which is the best or the worst. We recommend you adopt the common and widely used payment method to minimize risk.

For instance, you may use Alipay and Paypal to pay on Aliexpress. These two methods could be more secure and easier for payment. You can also choose to pay with a credit/debit card or bank transfer. After all, most suppliers from Aliexpress are from China, and they tend to use credit/debit cards and bank transfers as payment methods in their stores. Just remember that you should never transfer money to an individual bank account out of the Aliexpress system. Your payment is only safeguarded on the Aliexpress platform.

By the way, if you are sourcing products on Aliexpress, you can work with Sup Dropshipping to streamline your sourcing process for free. By a few clicks, you can find high-quality and affordable winning products.

FAQs about Aliexpress payment methods

1. What is the safest way to pay on AliExpress?

AliExpress takes multiple payment methods. For the sake of your payment security, we recommend you pay with PayPal or Alipay. PayPal is a widely used payment option in major markets like the United States and the United Kingdom. PayPal provides buyer protection to ensure a safe transaction. On the other hand, you can use Alipay to pay for your purchases. Alipay is a payment gateway AliExpress owns. It is secure and offers you bonuses from time to time.

2. Can you use PayPal on AliExpress?

Yes, you can. PayPal is accepted by AliExpress in some regions. As a US buyer, you can pay in four interest-free payments If your order amount is $30 to $1,500. And you can pay in 6, 12, or 24 monthly installments if your order amount is $199 to $10,000.

3. Can you pay later with AliExpress?

Yes, AliExpress allows you to pay later with PayPal, Klarna, or other payment options when you meet certain criteria. For example, you can pay in four payments with PayPal in the US when your order amount reaches $30.

4. Why does my payment keep failing?

Your payment could fail because of insufficient funds in card or account of payment, or incomplete information of the order. You can check the Aliexpress’ suggestions to solve payment issues.

5. How to change the currency on AliExpress?

You can change the currency on the header of a page on Aliexpress. Click the button “Ship to” and then set the currency.